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Equipment Financing

Restaurant & Hospitality Equipment Financing in Canada

Open, renovate or expand without draining cash — finance commercial kitchen equipment, refrigeration, POS and full fit-outs through 70+ lenders, with decisions in 48 hours.

Restaurant Equipment We Finance

From a single new location to a multi-unit rollout, Alliance arranges financing and leasing for the full back- and front-of-house build — new or used. We match your deal against 70+ institutional lenders so you preserve working capital for inventory, staff and marketing.

  • Ranges, ovens, fryers, grills & cooking lines
  • Walk-in coolers, freezers & refrigeration
  • Dishwashers, prep & stainless steel
  • Exhaust hoods, HVAC & ventilation
  • POS systems, bar & beverage equipment
  • Furniture, fixtures & full restaurant fit-outs
$2,500–$10M
Funding Range
48 hrs
Typical Decision
Up to 84 mo
Terms

Finance, Lease or Fit-Out Financing?

Financing builds ownership and lets you claim Capital Cost Allowance (CCA). Leasing keeps payments low and lets you refresh equipment as your concept evolves, with a $1.00 or fair-market-value buyout. For new locations, we can roll equipment, millwork and fit-out costs into one facility — and structure ramp-up or seasonal payments so cash flow stays healthy through opening.

Who Qualifies

  • New, expanding and established restaurants & hospitality operators
  • Franchises and independents alike
  • New and used equipment — dealer, private sale or auction
  • The equipment typically serves as the collateral
  • A range of credit profiles — we place the deal with the right lender

Why Canadian Businesses Choose Alliance

  • One application, 70+ lenders: we shop your deal so you don’t have to call the banks one by one
  • Fast decisions: most approvals in 48 hours, funding shortly after
  • Keep your bank line free: equipment financing sits outside your operating facility
  • New & used welcome: dealer, private-sale and auction purchases
  • Since 1989: $1B+ funded, ~85% approval rate, one dedicated advisor

How It Works

1. Apply in minutes. Tell us the equipment, the amount, and a little about your business.

2. We match your deal. Your file is evaluated against 70+ lender criteria for the best fit and rate.

3. Decision in ~48 hours. Review your ranked options and terms with your advisor.

4. Fund and grow. Once approved, get funded and manage payments and future requests in your client portal.

Ready to explore financing options?

Alliance Financing Group connects Canadian businesses with 70+ institutional lenders across 12 product lines. Get a no-obligation conversation with our team.

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