Construction Equipment We Finance
Whether you run a general contracting firm, an excavation crew, a paving company or a growing equipment fleet, Alliance arranges financing and leasing for virtually any construction asset — new or used, from a dealer, private sale or auction. We match your deal against 70+ institutional lenders so you get competitive terms without tying up your operating line.
- Excavators, backhoes, wheel loaders & skid steers
- Bulldozers, graders & compaction equipment
- Cranes, boom lifts & aerial work platforms
- Dump trucks, concrete & aggregate equipment
- Paving, asphalt & road-building machinery
- Attachments, trailers & support equipment
Finance or Lease? Both Work for Construction
Equipment financing lets you own the asset and build equity, with Capital Cost Allowance (CCA) deductions and the Accelerated Investment Incentive available on eligible Canadian purchases. Leasing preserves working capital with lower payments and a $1.00 or fair-market-value buyout at term end — handy when you want to refresh equipment or keep debt off the balance sheet. Alliance structures either, and can build seasonal or step-payment schedules around your project cash flow.
Who Qualifies
- Established contractors and growing crews alike
- Start-ups and newer businesses considered (program-dependent)
- New and used equipment — dealer, private sale, or auction purchases
- The equipment itself typically serves as the collateral
- A range of credit profiles — we place the deal with the right lender
Why Canadian Contractors Choose Alliance
- One application, 70+ lenders: we shop your deal so you don’t have to call the banks one by one
- Fast decisions: most approvals in 48 hours, funding shortly after
- Keep your bank line free: equipment financing sits outside your operating facility
- Seasonal-friendly: payment structures built around construction cash flow
- Used & auction purchases welcome: not just new dealer equipment
- Since 1989: $1B+ funded, ~85% approval rate, one dedicated advisor
How It Works
1. Apply in minutes. Tell us the equipment, the amount, and a little about your business.
2. We match your deal. Your file is evaluated against 70+ lender criteria for the best fit and rate.
3. Decision in ~48 hours. Review your ranked options and terms with your advisor.
4. Fund and grow. Once approved, get funded and manage payments and future requests in your client portal.